Benefits and challenges of modern credit cards
Credit cards are arguably the most convenient form of payment today, with effectively every vendor accepting them as a medium of exchange. A free credit card is especially sought after. Additionally, they offer a quick and easy transaction process, meaning that stuffing checks into envelopes or working through wire transfers are no longer needed. Although payment platforms such as Venmo and Paypal also offer such convenience, they are not as widely accepted as valid credit card numbers.
Given such benefits, there is no shortage of demand for credit cards; although there remain some hurdles in acquiring and using cards. Whether it be American Express, MasterCard, or Visa cards, these come at a price and conditional acceptance based on your credit history. Further, using cards on digital platforms introduces a number of security concerns that put real credit card numbers at risk. With this in mind, how can we leverage the benefits of cards sustainably and ensure we can use our card numbers with security from fraud or theft?
Secure and free credit card numbers that work
A number of companies offer free cards – unlike a credit card generator that can create a dummy credit card, these can be used for purchases. One such company, NachoNacho, offers the ability to create unlimited virtual cards, entirely for free. Each NachoCard is generated with real Visa card numbers with security code and expiration date; and allows card owners to set custom budget and date limits.
Within minutes you can create unique cards for each vendor you make a payment to, and track every transaction in one dashboard. Not only are these ‘NachoCards’ free to create and use, they add a layer of security to your bank account during any transaction. An additional benefit of creating your own NachoCards is the ability to earn rewards and cashback on your purchases!
Each NachoCard can be frozen, re-activated, and canceled with the click of a button, and easily navigable card settings let you set maximum weekly, monthly, annual, and cumulative charge limits so that you don’t get caught with sudden price increases. A customizable expiration date also means you can set a date for a payment to end and then not have to worry about it again- the NachoCard will automatically expire and stop paying the charge.
Sign up for NachoNacho and access your own virtual cards. NachoNacho is currently free for life for all new users.